When it comes to COVID-19 treatment, your health insurance company is not likely to cover the full cost. However, some large companies waive the cost of the procedure. If you have health insurance with a large network, like Anthem or Blue Cross, your health insurance company may cover the cost.
Cost-sharing for COVID-19 testing waived by Blue Cross
Blue Cross and Blue Shield of Michigan is waiving member co-pays for COVID-19 testing and treatment. This benefit applies to commercial PPO plans and Medicare Advantage PPO plans. Blue Care Network plans will also waive cost-sharing for COVID-19 testing.
The state-regulated health insurance company will waive cost-sharing for COVID-19 testing if the cost is medically necessary. This waiver is valid until the end of the federal public health emergency. In the meantime, consumers may still choose to pay out-of-pocket for other emergency room care.
Anthem’s health plan affiliates will waive member cost-sharing for COVID-19 testing and treatment. The cost-sharing waiver is applicable to Medicare Advantage plans and fully insured employer plans. The benefit is also applicable to self-insured employers. However, it is important to understand the details of your COVID-19 benefit coverage before making an appointment.
The insurer will waive the cost-sharing for COVID-19 testing and treatment for its members through 2020. This waiver applies to fully insured commercial and Medicare Advantage plans. Additionally, Blue Cross and Blue Care Network will also work with self-insured employer groups. The health insurer estimates that it will spend between $23 and $43 million for this program in the course of the pandemic.
The state government, Blue Cross Blue Shield companies and health care systems have worked to develop the program, which will provide immediate relief to those affected by COVID-19. Through Oct. 23 the Blue Cross and Blue Shield of Illinois will waive the cost-sharing for COVID-19-related testing and treatment. The insurer will reimburse health care providers at in-network or Medicare rates.
In addition to waiving the cost-sharing for COVID-19 tests, Blue Cross and Blue Shield of California will cover all telehealth visits at the same rate as face-to-face visits. This policy will include virtual visits with primary care physicians, behavioral health providers, and specialists.
Cost-sharing for COVID-19 testing has been waived by Aetna and CVS Health plans. Aetna has also extended the virtual evaluation and monitoring visit benefit to fully insured members of Medicare Advantage plans. In addition, patients will receive a care package from CVS Health, which has programs designed to ease COVID-19 anxiety.
Cost-sharing for COVID-19 treatment waived by Blue Care Network
Blue Cross Blue Shield of North Carolina has waived cost-sharing for COVID-19 treatment. The waiver applies to all COVID-19-related services, including hospitalization, diagnostic tests, and office visits. The benefit also applies to telemedicine services. Members will have access to ER Anywhere, Physician on Demand, and other telemedicine services at no cost. The health insurer also waives out-of-network copays for in-network and out-of-network behavioral health services.
The health insurer has a free emotional wellness mobile app, which members can use to assess their symptoms. This app is available to all fully insured plans. COVID-19 diagnostic tests will be waived for members of Aetna-affiliated plans. The benefit is effective immediately and is available until June 1, 2020.
Blue Cross Blue Shield of Michigan and Blue Care Network will waive COVID-19 cost-sharing for eligible members of all Blue Cross Blue Shield plans until March 31 of next year. The benefit had been scheduled to expire on Dec. 31, but will now be extended through March 31, 2021. The waiver is valid for all Blue Cross Blue Shield and Blue Care Network plans, including self-insured employers. The insurance companies estimate a combined cost of $150 million during the pandemic.
Arkansas Blue Cross Blue Shield has extended its temporary COVID-19 benefit through August 17. These benefits will cover diagnostic COVID-19 tests at no cost to members. Additionally, members will have no out-of-pocket costs for telemedicine counseling from in-network behavioral health providers. In addition, the health insurance company also has extended the benefit to fully insured members through July 25, 2020.
Blue Care Network will waive COVID-19 cost-sharing if the treatment is medically necessary and billed separately from other services. This will ensure that members who need COVID-19 treatment will be identified as eligible for a cost-sharing waiver and their claims will be processed promptly. Other non-COVID-19 emergency room care will be processed according to the member’s benefit plan.
A survey conducted by the KFF Employer Health Benefits Survey in 2021 is expected to reveal if many employers waive COVID-19 cost-sharing in their health plans. This study included almost 1,700 randomly selected firms, and the results will be released in fall 2021.
Cost-sharing for COVID-19 testing waived by Anthem
If you are a member of an Anthem health plan, you can ask your provider if cost-sharing for COVID-19 testing and treatment is waived by your plan. This coverage is available to both in-network and out-of-network providers. If you’re unsure if your plan covers this service, you can call the 24-hour nurseline listed on your identification card to get help.
Anthem has partnered with Aunt Bertha to offer COVID-19-specific assistance. Through this partnership, the company will waive cost-sharing for COVID-19 tests and treatments. These services provide assistance in more than 350,000 zip codes across the country.
Blue Cross Blue Shield of Illinois is another insurer that waives COVID-19 costs for its members. The policy is effective for fully insured health plans, Medicare plans excluding Part D, Medicare Supplement plans, and Medicaid plans. The coverage is also available to employees of fully insured group customers. With this new coverage, Anthem is working to relieve the strain on the health care system.
CareFirst BlueCross BlueShield, which offers self-funded employer plans, is another insurer that waives COVID-19 cost-sharing for COVID-19 testing and treatment. The policy also covers telehealth visits with preferred partners. It also extends its COVID-19 cost-sharing waiver to fully insured commercial health plans.
Arkansas Blue Cross and Blue Shield is another health insurer that has recently extended its COVID-19 benefits. The insurer will waive the cost-sharing for COVID-19 medical services for members until August 17. In addition, Arkansas Blue Cross and Blue Shield will waive COVID-19 cost-sharing for telemedicine counseling with behavioral health professionals through July 2021.